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Mental Health and the Cost of Fertility Treatment

mental health and the cost of fertility treatment

Receiving an infertility diagnosis can be extremely stressful and put a damper on mental health, but adding in concerns about the cost of treatment shouldn’t have to be an extra burden you have to carry. 

For those who have found themselves seeking fertility care at a reproductive endocrinologist's office, it can take some time to digest the news once you’ve been told your diagnosis and potential options for building your future family. In addition to now having to choose which procedures or options are best for you, there’s also the question of cost and financial needs. 

At Nova IVF, we are dedicated to helping our patients get the best of care in terms of medical treatment, but we are also here to help support you mentally on your journey by providing the resources to help you make these important decisions. 

Financial Planning for Your Fertility Treatment

The financial aspect is addressed early on during your initial consultation. Our team will run a preliminary check of insurance benefits to help guide you on the right path in determining what your out-of-pocket costs will be. This first step is crucial in figuring out what options are best for your unique journey. 

While we run this preliminary check, we always recommend you follow up with your insurance to verify these benefits to make sure the coverage we are seeing is up to date and valid. In recent years we have seen more insurance providers offering fertility coverage and hope to continue to see this trend grow over time.

What Happens If My Insurance Doesn’t Cover the Cost of Treatment

Having minimal or no insurance coverage for fertility treatment can feel like a deterrent for some who just aren’t sure how else they will be able to cover the costs of treatment. This can leave you feeling overwhelmed and concerned and even have a negative impact on your mental health. 

We know you have enough to think about and don’t want this to impact your course of treatment, so we have partnered with some amazing financial organizations that can help bridge that gap for you as a patient. 

Meet Sunfish and Future Family

Sunfish works closely with our staff here at Nova IVF to ensure a seamless lending experience. They offer financial support for IVF, Egg Freezing, Embryo Creation, Egg Donors, and Surrogacy. 

What sets Sunfish apart from your regular loan agencies is that they understand the needs of the fertility community and the process of going through fertility treatment and the costs that can come with that, so they are able to help you navigate what your needs might be. 

They are able to offer our patients low-interest loans with flexible funding as they understand your needs may change along the way. In addition to these benefits, they also offer instant rate quotes and same-day funding, so they can even help when you are in a time crunch. 

We also work closely with Future Family and their goal is to support fertility patients on their journey. Their founder personally went through IVF and has developed their loans based on the needs of those going through treatment. 

Their loans are designed to save time and money and they allow you to combine all of your treatment costs into one easy monthly payment. Their loans can cover all fertility-related costs, such as medication, labs, or donor fees. 

In addition to their easy-to-manage and low-interest loans, Future Family also offers personalized on-demand support from a dedicated Fertility Coach. This support includes medication training, onboarding, and Q&A sessions to support you beyond your financial needs. 

Your Mental Health Matters

We know that you have enough to think about and we are working hard to help reduce the stress and anxiety that can come with dealing with an infertility diagnosis and getting the treatment and care you deserve. Our staff is here to support you in any way we can. 

Our doctors are happy to walk you through all steps of the fertility treatment process and help you make the decision that is best for you. We also understand that these decisions are big and may need extra time to think over, so we are happy to work at your pace. 

In addition to operating in a state-of-the-art facility, we also strive to be compassionate and understanding to all of our patient's needs and that’s why we have partnered with organizations like Sunfish and Future Family to help reduce the burden of cost, while also having access to additional support that can help you stay in the right headspace during your journey. 

Organic Conceptions is yet another partner of ours that focuses on reducing anxiety and restoring balance while trying to get pregnant. This important resource offers a variety of support tools from a library of classes to mindset coaching that can improve your mental health as you go through your fertility journey.

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